20% Deposit Layby Plan

20% Deposit Layby Plan

If you’ve fallen in love with one of our pieces but need time to pay, we’re happy to offer you a flexible layby option. It’s a simple and stress-free way to reserve your jewellery while you pay it off.

How It Works:

  • Start with just a 20% deposit (non-refundable)
  • Choose weekly or fortnightly payments
  • Layby term: 10–20 weeks depending on total value
  • Need more time? Contact us to extend your term at our discretion
  • Once paid in full, your item is shipped or ready for collection


Important Information:

  • All laybys require a 20% non-refundable deposit to secure the item
  • Due to high demand, we can only hold items for 2 hours without a deposit
  • Custom orders: 30% deposit and 4-month layby term
  • No interest, no credit checks, no hidden fees


Cancellation & Missed Payments:

  • If the layby is not completed by the agreed term, we’ll try to contact you
  • If no response within 28 days past due date, the item is re-listed and payments may be forfeited

 

Ready to start a layby?
Contact us to set up your personalised plan 

 

How the 20% Deposit Layby Plan Works

 

 

Our 20% deposit layby plan gives you a simple way to secure your purchase without paying the full amount upfront. You only need to pay 20% deposit at the time of order, which reserves your item and starts your layby agreement. The remaining balance is then paid over an agreed period in manageable instalments. This payment option is ideal for shoppers who want more control over their budget while still getting the products they want. It offers a clear and flexible path to ownership, making it easier to plan ahead and buy with confidence.

 

 

Why Choose a 20% Deposit Option

 

 

A 20% deposit option is a smart choice for customers who want to spread the cost of larger purchases. Instead of waiting until you can pay in full, you can secure your item now and pay the rest later in smaller amounts. This reduces upfront pressure and helps you manage cash flow more effectively. It is especially useful during busy shopping seasons or when buying special items that may sell out quickly. With this plan, you can move forward with your purchase sooner while staying within your budget and avoiding unnecessary financial stress.

 

 

Flexible Payments for Better Budget Control

 

 

Flexible payments are one of the biggest advantages of this layby plan. By starting with a 20% deposit, you can break the total cost into smaller, predictable payments that are easier to handle. This makes budgeting simpler because you know exactly what to pay and when to pay it. It also gives you time to organise your finances without missing out on the product you want. For many shoppers, this is a practical and low-risk way to buy. The plan supports better money management while still offering a smooth and convenient shopping experience.

 

 

Secure Your Order with Confidence

 

 

When you choose this layby plan, your order is held for you as soon as the 20% deposit is received. That means you do not have to worry about stock changes or losing the item while you arrange the rest of your payments. This gives you peace of mind and a more reliable shopping process. The plan is designed to be clear, straightforward, and customer friendly, so you can shop with confidence from start to finish. It is a great option for anyone who values convenience, flexibility, and a secure way to purchase over time.